Buy this only if your only income is from a job, a bank savings account, and perhaps a small side gig without assets. 2. TurboTax Premier (The Investor’s Choice) Price: ~$90 + $45 per state
This is the most confusing tier. Home & Business is actually more powerful than Self-Employed for one specific reason: compare turbotax download versions
The desktop versions go on sale at Amazon, Costco, and Best Buy in late January and early February—often $20–30 cheaper than Intuit’s direct price. Do not pay full retail. Buy this only if your only income is
Here is how the four desktop versions stack up. | Feature | Deluxe | Premier | Self-Employed | Home & Business | | :--- | :--- | :--- | :--- | :--- | | Best for | W-2 earners, homeowners, charity | Investors, rental property owners | Freelancers, gig workers, 1099 contractors | Business owners (LLC, S-Corp, sole prop) | | Investment sales (stocks/crypto) | ❌ (Manual entry only) | ✅ (Imports from brokerages) | ✅ | ✅ | | Rental property income | ❌ | ✅ | ✅ | ✅ | | Business expense finder | ❌ | ❌ | ✅ | ✅ | | Schedule C (Profit/Loss) | Basic only | Basic only | Advanced (Industry-specific) | Advanced + Payroll | | Asset depreciation | ❌ | ❌ | ✅ | ✅ | | Corporate/Partnership returns | ❌ | ❌ | ❌ | ✅ (1120, 1065, etc.) | | Maximum state returns | 1 | 1 | 1 | 1 | Deep Dive into Each Version 1. TurboTax Deluxe (The Baseline) Price: ~$55 + $45 per state Home & Business is actually more powerful than
Buy this only if your only income is from a job, a bank savings account, and perhaps a small side gig without assets. 2. TurboTax Premier (The Investor’s Choice) Price: ~$90 + $45 per state
This is the most confusing tier. Home & Business is actually more powerful than Self-Employed for one specific reason:
The desktop versions go on sale at Amazon, Costco, and Best Buy in late January and early February—often $20–30 cheaper than Intuit’s direct price. Do not pay full retail.
Here is how the four desktop versions stack up. | Feature | Deluxe | Premier | Self-Employed | Home & Business | | :--- | :--- | :--- | :--- | :--- | | Best for | W-2 earners, homeowners, charity | Investors, rental property owners | Freelancers, gig workers, 1099 contractors | Business owners (LLC, S-Corp, sole prop) | | Investment sales (stocks/crypto) | ❌ (Manual entry only) | ✅ (Imports from brokerages) | ✅ | ✅ | | Rental property income | ❌ | ✅ | ✅ | ✅ | | Business expense finder | ❌ | ❌ | ✅ | ✅ | | Schedule C (Profit/Loss) | Basic only | Basic only | Advanced (Industry-specific) | Advanced + Payroll | | Asset depreciation | ❌ | ❌ | ✅ | ✅ | | Corporate/Partnership returns | ❌ | ❌ | ❌ | ✅ (1120, 1065, etc.) | | Maximum state returns | 1 | 1 | 1 | 1 | Deep Dive into Each Version 1. TurboTax Deluxe (The Baseline) Price: ~$55 + $45 per state
